Landlord Owed Defense In Bias Row, Ohio High Court Says

Law360, Los Angeles (August 18, 2015, 5:11 PM EDT) -- Auto-Owners Insurance Co. had a duty to defend a landlord in a housing discrimination suit under an umbrella policy, the Ohio Supreme Court affirmed Tuesday, holding that the policy's intentional acts exclusion doesn't apply to bar coverage.

In a 5-2 decision, the state high court said that the so-called inferred intent doctrine doesn't apply to preclude coverage for landlord Steve Granger under the exclusion. Granger sought coverage for a prospective tenant's claim for emotional distress damages stemming from the landlord's alleged discrimination.

"We cannot say that the personal injury was intended in this case, nor can we say that emotional distress...

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