Neb. High Court Frees Insurer From Roofer's Breach Suit

By Joe Van Acker (September 14, 2015, 4:57 PM EDT) -- The Nebraska Supreme Court affirmed on Friday that Farm Bureau Property & Casualty Insurance Co. wasn't obligated to cover a settlement that an insured roofing company reached with a dissatisfied customer because the contractor didn't file a claim until after the deal was done.

The court said Rent-A-Roofer Inc. breached notice and voluntary payments provisions in Farm Bureau's policy and prejudiced the insurer by depriving it of any opportunity to defend Rent-A-Roofer, take part in settlement discussions or consent to the settlement.

"In this case, at the time the insured entered into an enforceable settlement agreement, it was too late for...

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