Insurer Must Pay When 1 Cause Is Covered, Fla. Justices Say

Law360, Los Angeles (December 1, 2016, 11:47 AM EST) -- The Florida Supreme Court ruled Thursday that policyholders may obtain coverage for an entire property insurance claim where there are multiple concurrent causes of loss and at least one is covered under a policy, agreeing with a decades-old precedential appellate decision.

With a 6-1 opinion in a closely watched case involving homeowner John Sebo's insurance dispute with American Home Assurance Co., the Florida justices resolved a split among the state's midlevel appellate courts by holding that the so-called concurrent cause doctrine is the proper standard for...
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