NAIC's New Cybersecurity Model Law Draft Is Still Flawed

Law360, New York (September 8, 2016, 12:22 PM EDT) -- Insurers are a prime target for hackers as a result of the vast stores of valuable data they maintain. Not all information is created equal, and it varies in value. Hacker services and software, illegal drugs, cyberweapons and all kinds of other types of stolen, confidential and compromised information is monetized and traded daily on darknet markets using various forms of cryptocurrency, by governments, hackers, criminals and businesses. While a stolen credit card number has value (which diminishes over time), it has much lower value than, for example, a personal medical file that might contain your "fullz" (date of birth, social security number, bank account information), which is less mutable, and therefore maintains its value....

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