NAIC Focusing On Large Deductible Workers' Compensation

Law360, New York (September 9, 2016, 3:04 PM EDT) -- In the spring of 2015, the National Association of Insurance Commissioners' task force on workers' compensation began a period of renewed attention to, and scrutiny of, large deductible workers' compensation insurance policies. As of the NAIC's most recent summer 2016 national meeting in San Diego, the workers' compensation task force adopted a "2016 Workers' Compensation Large Deductible Study" which includes renewed recommendations for regulatory action aimed at more tightly controlling issuance of such policies and curtailing the damaging effects of both employer and insurer insolvencies, which can be exacerbated, if not caused outright, by large deductible coverage programs....

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