Fla. Court Says Local Insurance Regs Preempted By State Law

By Carolina Bolado (September 28, 2016, 8:17 PM EDT) -- A Florida appeals court on Wednesday sided with a Panama City Beach motor scooter rental company in its fight with the city and Bay County, ruling that local ordinances mandating insurance coverage levels and safety vests are preempted by Florida law.

Florida's First District Court of Appeal reversed a lower court's summary judgment ruling against challenger Classy Cycles Inc., determining that the ordinances by the city and county tried to regulate an area already well-regulated by state law.

"The Legislature has created a pervasive scheme of regulation, coverage requirements and limitation of liability, including specific requirements for coverage necessary to operate...

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