Gorsuch, CFPB And Future Of The Administrative State

Law360, New York (February 10, 2017, 10:44 AM EST) -- U.S. Supreme Court nominee Judge Neil Gorsuch would have an outsized influence on federal consumer protection enforcement if he is confirmed. In particular, if PHH v. Consumer Financial Protection Bureau is appealed to the Supreme Court, a Justice Gorsuch is likely to vote to strongly curtail the independence of the Consumer Financial Protection Bureau and limit its enforcement powers.[1] More generally, he will be a skeptic of agency action, one who will support greater judicial review of agency actions.

PHH v. CFPB

The Consumer Financial Protection Bureau faces an existential threat from PHH v. CFPB. PHH, a mortgage company, was the subject...

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