Experian, TD Bank Dodge Bankruptcy FCRA Suit For Now

Law360, New York (April 14, 2017, 1:48 PM EDT) -- A California federal judge on Thursday nixed allegations that Experian and TD Bank improperly reported outstanding account balances after a debtor declared bankruptcy, saying the consumer failed to allege that the reports contained actual inaccuracies under the Fair Credit Reporting Act, but could have another shot at amending the suit.

U.S. District Judge Beth Freeman said she refused to make the "logical leap" that the companies violated the FCRA by reporting historically accurate debts after plaintiff Arthur Harris filed for Chapter 13 bankruptcy protection, dismissing just one case filed by a bankruptcy attorney who launched more than 100 suits against financial...

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