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House OKs Bill Changing Manufactured-Home Lending Rules

Law360, Washington (December 1, 2017, 6:04 PM EST) -- The U.S. House of Representatives passed a bill Friday that would change the federal rules governing home mortgage loans to carve out many manufactured-home makers, over Democrats' objections the bill would leave consumers open to predatory tactics.

The Preserving Access to Manufactured Housing Act of 2017 from Rep. Andy Barr, R-Ky., passed on a 256-163 vote Friday, sending the measure targeting the Consumer Financial Protection Bureau's rules for "high cost" manufactured home loans to the Senate. Barr and other backers argued the bill’s changes to the Truth in Lending Act and other laws — redefining mortgage originators and high-cost loans —...

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