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4th Circ. Says No Premium Refunds Under Fed. Mortgage Law

By Ganesh Setty ( June 16, 2025, 5:07 PM EDT) -- A Virginia homeowner cannot recover premiums he'd prepaid for private mortgage insurance under a federal law mandating such insurance for certain borrowers, the Fourth Circuit ruled Monday, finding the Homeowners Protection Act of 1998's premium refund provisions do not extend to voluntary insurance cancellation agreements....

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