FDCPA Cases Continue To Define What Congress Did Not

By Ellen Silverman, Concepcion Montoya, Dana Briganti and Matthew Corwin (May 1, 2018, 11:47 AM EDT) -- The Second Circuit recently issued a key decision under the Fair Debt Collection Practices Act, concluding a collection notice that does not notify a borrower that interest and fees are not accruing on a debt is not misleading as long as the notice correctly states the consumer's balance. The decision in Taylor v. Financial Recovery Services Inc.[1] exemplifies the nuances and often difficult interpretations faced by courts seeking to determine what constitutes an "abusive" practice under the FDCPA.  ...

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