Insurer Avoids Hurricane Irma Coverage Under Notice Defense

By Eli Flesch (September 28, 2021, 4:43 PM EDT) -- Nationwide unit Scottsdale Insurance Co. doesn't need to cover close to $220,000 in damages a Miami architecture firm sustained because of Hurricane Irma in 2017, a Florida federal judge ruled, saying the firm failed to give timely notice of its claim.

U.S. District Judge Jose E. Martinez said Monday that Laura M. Perez & Associates Inc., or LMP, gave notice of the damages more than 27 months after its Little Havana property sustained damage from Hurricane Irma. That was despite the firm being aware of at least some damage immediately after the storm, Judge Martinez said.

He said that Florida courts...

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