By James E. Scheuermann (July 14, 2017, 11:34 AM EDT) -- Property insurance for commercial operations universally includes coverage for fire losses. But no CEO or risk manager thinks that fire insurance encompasses the whole of prudent risk management for fire. No prudent warehouse owner would operate a warehouse without some type of fire control devices or alarms. No reasonable safety officer in an office tower thinks that fire insurance is a good substitute for evacuation plans. And, fortunately, it is equally rare for corporate insureds to treat cyber insurance as the whole of their cyber risk management plans. But many insureds make a closely related, and potentially equally serious, mistake — they treat cyber insurance as a distinct and independent silo, not an integrated part of a comprehensive cyber risk management strategy....