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How Concurrent Cause Doctrine Shapes Florida Insurance

Law360, New York (January 31, 2017, 10:13 AM EST) -- The Supreme Court of Florida's recent decision in Sebo v. Am. Home Assurance Co. (Fla. 2016) (Sebo II) will likely have an enormous and long-lasting impact on insurance coverage in Florida. The decision effectively adopts the concurrent cause doctrine and departs from the efficient cause doctrine previously applied by some Florida courts. Sebo II will require insurers and their counsel to develop litigation strategy in accordance with the decision, for cases involving losses resulting from multiple causes. Furthermore, this newly settled Florida law should force the...
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