New Insurance Platforms Arguably Require Producer Licenses

By Zachary Lerner (October 17, 2017, 4:10 PM EDT) -- Last week, Michael Consedine, CEO of the National Association of Insurance Commissioners, questioned through social media the practices of Lemonade Insurance Company's peer-to-peer service. In particular, Consedine, through Twitter, expressed concerns that Lemonade's partners receive income from insurance sales that could be deemed "commission" and arguably require a producer license. Lemonade, through its application program, allows third parties to integrate Lemonade's platform into their products for access by potential insureds....

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