Insurance

  • May 20, 2026

    Error In Policy Doesn't Double Coverage, Insurer Says

    An insurer told a Florida federal court Wednesday that a clerical error in a property policy should not allow a waste management company to collect more than twice the coverage it bargained for after a March 2025 fire. 

  • May 20, 2026

    Lloyd's Can't Undo Remand Order In Hurricane Damage Fight

    A Virgin Islands federal court on Wednesday refused to reconsider its decision to remand an ophthalmology clinic's suit over the handling of its Hurricane Maria property damage claim back to territorial court, saying there was no "clear error" or "manifest injustice" to correct.

  • May 20, 2026

    OpenAI Says ChatGPT Misuse Is Users' Responsibility

    OpenAI has asked a federal judge in Chicago to end an insurance company's suit alleging it practices law without a license, arguing the complaint should be directed toward individuals who misuse the company's ChatGPT bot to file faulty motions, and not the generative AI platform itself.

  • May 20, 2026

    Utah Condo Builder Says Insurer Stalled Water Damage Claim

    The general contractor for a high-end condo project in Utah has told a federal court its insurer breached its contract when it failed to promptly investigate and adjust more than $1.2 million in claims for property damage caused by water intrusions.

  • May 20, 2026

    Builder Not Covered In Home Construction Fight, Insurer Says

    A builder accused of causing significant delays and increased costs during the construction of a custom home in North Carolina is not entitled to coverage, the company's insurer told a federal court, saying the underlying suit did not allege bodily injury or property damage.

  • May 19, 2026

    Premiums To Struggling Insurer Are 'Debts,' Conn. Panel Told

    PHL Variable Insurance Co. life insurance policyholders on Tuesday accused Connecticut's interim insurance commissioner of bankrolling the struggling insurer's rehabilitation by receiving millions without guaranteeing at least some payout, urging a state appeals court to reverse a trial judge's conclusion that premiums are not "debts."

  • May 19, 2026

    Cigna Can't Knock Out 401(k) Forfeiture, Fund Suit

    Cigna can't escape a proposed class action alleging that underperforming investment offerings and misallocated forfeitures in its employee 401(k) plan cost workers millions, after a Pennsylvania federal judge ruled Tuesday that alleged violations of federal benefits law were sufficiently backed up to reach discovery.

  • May 19, 2026

    BU Says Insurer Wrongly Denied COVID Claims Defense Costs

    Boston University says its insurer is refusing to cover $1.76 million in legal fees for the school's successful defense of a series of pandemic-era class actions, improperly relying on policy exceptions for claims based on "wrongful acts," according to a lawsuit filed Tuesday.

  • May 19, 2026

    AIG Unit Doesn't Owe $2.5M For Pollution Defense Costs

    An AIG unit needn't cover $2.5 million in defense costs from pollution suits against investors in an oil refinery and storage terminal in the U.S. Virgin Islands, a Delaware state court ruled, saying the insurer is not responsible for defense costs that predate notice of a claim.

  • May 19, 2026

    11th Circ. Says Two-Dismissal Rule Sinks Boat Insurer's Claim

    An Eleventh Circuit panel on Tuesday said an insurer cannot file its action seeking to avoid coverage for a boat fire a third time, determining that its two previous voluntary dismissals barred any further litigation, even if the first dismissal was by mutual agreement.

  • May 19, 2026

    Mich. Hospitals Say CVS Diverted $66M In 340B Drug Savings

    CVS Health Corp. and several affiliates implemented a pricing scheme to divert to themselves savings from the federal 340B Drug Pricing Program, two University of Michigan hospital operators told a federal court, saying the scheme has resulted in more than $66 million in lost revenue over six years.

  • May 19, 2026

    Anthem Inks $3.6M Settlement In Proton Beam Therapy Suit

    Anthem and its affiliates have agreed to fork over approximately $3.6 million to end a proposed class action from employee health plan participants who challenged coverage denials for proton beam therapy to treat cancer, according to Tuesday filings in Tennessee federal court.

  • May 19, 2026

    Luxury Seattle Store Says State Farm Owes For Protest Theft

    The owner of a luxury fashion design firm in Seattle told a federal court that its insurer owed coverage for burglaries that occurred amid protests after the 2020 murder of George Floyd, saying the insurer acted in bad faith by denying coverage without providing a reasonable explanation.

  • May 18, 2026

    Fla. Agency Owed No Legal Duty In Fraud Probes, Court Says

    A Florida federal court rejected a roofer's claims that the state's Department of Financial Services caused him to be charged three times with insurance fraud, ruling the agency's job at large is to investigate alleged criminal misconduct.

  • May 18, 2026

    Boeing Owed Duty To Worker's Future Kid, Wash. Panel Says

    Boeing must face claims that a factory worker's on-the-job chemical exposure caused birth defects in his child, a Washington Court of Appeals panel said in a published ruling Monday, finding that an employer "may be liable for negligence towards an employee's not-yet-conceived offspring."

  • May 18, 2026

    Senior Home Says Colo. Is Right Venue For Insurance Dispute

    The owner of a Kansas-based senior living community said its claims that its insurer failed to pay over $7 million in damages it suffered when a sprinkler burst must stay in Colorado, according to a pair of briefs filed in Colorado federal court Friday.

  • May 18, 2026

    Aetna Denied A Freeze On Trans Facial Surgery Order

    A Connecticut federal judge ordered Aetna to comply with a preliminary injunction requiring it to reconsider coverage denials affecting two transgender health plan participants who sought gender-affirming facial surgery, refusing to stay the insurer's compliance obligations during its pending appeal in the proposed class action.  

  • May 18, 2026

    State Farm Says Stove's Maker Must Pay For Fire Damage

    A State Farm unit said it is entitled to recoup costs paid in connection with a policyholder's house fire because the fire was caused by a defective electric range manufactured by General Electric Co., according to a suit removed to Washington federal court.

  • May 18, 2026

    Del. Judge Sanctions Insurance Attys For 'Sloppy Lawyering'

    Three Florida insurance attorneys found to have committed numerous "bad faith" actions in their representation of a policyholder were hit with sanctions for what a judge in Delaware federal court called "sloppy lawyering" occurring before, during and after a February 2025 trial.

  • May 18, 2026

    Couple Says Broker's 'Tandem Plan' Cost Them Over $15M

    A Michigan couple has sued an Ohio insurance broker in federal court, claiming they were duped into abandoning $15.6 million in life insurance coverage for a defective premium-financed "tandem plan" that collapsed after interest rates rose. 

  • May 18, 2026

    NY Court Tosses Challenge To Insurers' Anti-Adjuster Clause

    A New York federal court permanently dismissed a public adjusting company's proposed class action against a group of insurers over a policy endorsement barring insureds from hiring public adjusters, finding enforcement of the clause did not constitute tortious interference.

  • May 18, 2026

    Hanover Not Liable For Coverage Gap, Mass. Court Affirms

    Hanover Insurance Co. is not responsible for a Massachusetts property owner's inadequate coverage, an intermediate state appellate court said Monday, rejecting arguments that the insurer's familiarity with the home it had insured for nearly two decades created such a duty.

  • May 18, 2026

    Trisura Says Policy Doesn't Cover $25M Wrongful Death Case

    Trisura Specialty Insurance asked an Illinois federal court to declare it does not have to defend or indemnify a Texas-based trucking company against a $25 million default judgment for its alleged involvement with a crash that killed a 23-year-old man in 2024.

  • May 18, 2026

    Farmers Secures Retrial On $6.4M Medical Costs Award

    A California state appeals court ordered a limited retrial of a jury's nearly $6.4 million economic damages award in a drunk driving dispute, saying the trial court erred by allowing a life care planning expert to testify about the costs of the crash victim's past and future medical care.

  • May 18, 2026

    Mangione Can Suppress Some Evidence In NY Murder Case

    A New York judge on Monday narrowed the evidence state prosecutors may use in their murder case against Luigi Mangione, ruling that a gun and silencer may be allowed into trial but not some items found during an illegal search of his backpack and certain statements to law enforcement.

Expert Analysis

  • 4th Circ. D&O Ruling Shows Why Textual Policy Args Are Best

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    The Fourth Circuit's recent decision in favor of the insurer in Navigators Insurance v. Under Armour highlights how plain-text policy interpretation protects party autonomy and improves predictability to the benefit of both insurers and insureds, say attorneys at Zelle.

  • Series

    Trivia Competition Makes Me A Better Lawyer

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    Playing trivia taught me to quickly absorb information and recognize when I've learned what I'm expected to know, training me in the crucial skills needed to be a good attorney, and reminding me to be gracious in defeat, says Jonah Knobler at Patterson Belknap.

  • Clarifying A Persistent Misconception About Settlement Talks

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    An Indiana federal court’s recent Cloudbusters v. Tinsley ruling underscores the often-misunderstood principle that Rule 408 of the Federal Rules of Evidence does not bar parties from referencing prior settlement communications in their pleadings — a critical distinction when such demands further a fraudulent or bad faith scheme, say attorneys at Hanson Bridgett.

  • Series

    Law School's Missed Lessons: What Cross-Selling Truly Takes

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    Early-career attorneys may struggle to introduce clients to practitioners in other specialties, but cross-selling becomes easier once they know why it’s vital to their first years of practice, which mistakes to avoid and how to anticipate clients' needs, say attorneys at Moses & Singer.

  • Tick, Tock: Maximizing The Clock, Regardless Of Trial Length

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    Whether a judge grants more or less time for trial than an attorney hoped for, understanding how to strategically leverage the advantages and attenuate the disadvantages of each scenario can pay dividends in juror attentiveness and judicial respect, says Clint Townson at Townson Litigation.

  • How Policy Differences Affect Recovery From Cyberattacks

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    Careful attention to policy language and real-world operational realities can mean the difference between a partial and a full recovery after a cyberincident — particularly, how long the insurance policy will cover lost income and extra expenses incurred, and when that period ends, says Scott Godes at Barnes & Thornburg.

  • Series

    Judges On AI: Practical Use Cases In Chambers

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    U.S. Magistrate Judge Allison Goddard in the Southern District of California discusses how she uses generative artificial intelligence tools in chambers to make work more efficient and effective — from editing jury instructions for clarity to summarizing key documents.

  • Notable Q4 Updates In Insurance Class Actions

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    Last quarter featured a novel class action theory about car rental reimbursement coverage, another win for insurers in total loss valuations, a potentially broad-reaching Idaho Supreme Court ruling about illusory underinsured motorist coverage, and homeowners blaming rising premiums on the fossil fuel industry, says Kevin Zimmerman at BakerHostetler.

  • Series

    Trail Running Makes Me A Better Lawyer

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    Navigating the muddy, root-filled path of trail marathons and ultramarathons provides fertile training ground for my high-stakes fractional general counsel work, teaching me to slow down my mind when the terrain shifts, sharpen my focus and trust my training, says Eric Proos at Next Era Legal.

  • NC Ruling Shows Mallory's Evolving Effects For Policyholders

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    A recent North Carolina decision, PDII v. Sky Aircraft, demonstrates how the U.S. Supreme Court's consequential jurisdiction decision in Mallory v. Norfolk Southern may permit suits against insurers anywhere they do business so long as the forum state has a business registration statute that requires submitting to in-state lawsuits, says Christopher Popecki at Pillsbury.

  • Malpractice Claim Assignability Continues To Divide Courts

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    Recent decisions from courts across the country demonstrate how different jurisdictions balance competing policy interests in determining whether legal malpractice claims can be assigned, providing a framework to identify when and how to challenge any attempted assignment, says Christopher Blazejewski at Sherin & Lodgen.

  • What To Know About Project-Specific Professional Liability

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    The ongoing rebuild of the Francis Scott Key Bridge is an example of a construction megaproject that may call for project-specific professional liability insurance, a specialized product that must be negotiated with care, especially when it comes to its multiple claims provisions, say attorneys at Maslon.

  • Ramped Up Psychedelic Production Carries Opportunity, Risk

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    Kimberly Chew at Husch Blackwell discusses the key legal implications of the U.S. Drug Enforcement Administration's recent dramatic increases in the production quotas for a range of psychedelic substances, offering guidance on compliance, risk management and strategic opportunities for practitioners navigating this rapidly evolving landscape.

  • Series

    Teaching Logic Makes Me A Better Lawyer

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    Teaching middle and high school students the skills to untangle complicated arguments and identify faulty reasoning has made me reacquaint myself with the defined structure of thought, reminding me why logic should remain foundational in the practice of law, says Tom Barrow at Woods Rogers.

  • Series

    Law School's Missed Lessons: Practicing Resilience

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    Resilience is a skill acquired through daily practices that focus on learning from missteps, recovering quickly without internalizing defeat and moving forward with intention, says Nicholas Meza at Quarles & Brady.

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