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Intoxication Exclusion Applies To Snowmobile In Benefit Suit

Law360 (September 13, 2018, 8:42 PM EDT) -- A Minnesota federal judge has approved a benefits-plan administrator's decision to deny coverage for a death in a snowmobile accident, ruling Wednesday that the snowmobile was a “motor vehicle” and piloting it under the influence could reasonably negate coverage.

Denise Rathman asked Union Security Insurance Co., doing business as Assurant Employee Benefits, for accidental death & dismemberment benefit coverage after her husband, Richard, died in the hospital on Dec. 5, 2015, a day after hitting a tree while snowmobiling. Richard was intoxicated at the time of...
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Case Information

Case Title

Rathman v. Union Security Insurance Company

Case Number




Nature of Suit

791(Labor: E.R.I.S.A.)


Judge Patrick J. Schiltz

Date Filed

May 11, 2017

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