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2nd Circ. Says No Harm, No Case In HSBC Late-Payment Row

Law360 (September 13, 2018, 7:46 PM EDT) -- The Second Circuit agreed Thursday with a New York federal court ruling labeling a man’s argument to revive his proposed class action “flat-out wrong,” finding that the suit accusing HSBC Bank of failing to warn customers about late-payment penalties didn’t have standing.

In a brief nonprecedential order, a Second Circuit panel declined to revive the suit, saying that because Bruce Schwartz was never actually charged a late fee, he hadn’t proven he had been injured and barely addressed injury in his argument at all.

“Indeed, Schwartzʹs...
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Case Information

Case Title

Schwartz v. HSBC Bank USA, N.A.


Case Number

17-2212

Court

Appellate - 2nd Circuit

Nature of Suit

3480 Consumer Credit

Date Filed

July 18, 2017

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