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Expert Analysis

High Court Lusnak Rejection Brings Uncertainty For Lenders

By Elizabeth Sperling and Ethan Bond (January 25, 2019, 1:21 PM EST) -- Borrowers rang in the new year by celebrating the U.S. Supreme Court's recent decision that it would not grant review of the Ninth Circuit's ruling in Bank of America NA v. Donald M. Lusnak. The ruling — that states can enact laws requiring federal mortgage lenders to pay interest on funds held in escrow accounts — marks the start of a period of uncertainty for lenders nationwide. Now that Lusnak is law for the foreseeable future, we explore some of its implications....

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