Experian, Equifax Escape FCRA Suit For Now, 9th Circ. Rules
Law360 (March 25, 2019, 11:27 PM EDT) -- A split Ninth Circuit panel on Monday tossed out claims in related Fair Credit Reporting Act cases against Experian and Equifax over allegedly misleading credit reports, ruling that the five individuals suing the credit agencies failed to show how the reports harmed them.
The five suits stem from how the credit reporting agencies allegedly handled confirmed Chapter 13 bankruptcy plans for the plaintiffs, neglecting to reflect the consumers’ repayment plans in their credit reports.
However, the consumers don’t make any allegations regarding how the misrepresentations on the credit reports would affect their transactions, the Ninth Circuit majority found, and it’s “not...
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