Experian, Equifax Escape FCRA Suit For Now, 9th Circ. Rules

Law360 (March 25, 2019, 11:27 PM EDT) -- A split Ninth Circuit panel on Monday tossed out claims in related Fair Credit Reporting Act cases against Experian and Equifax over allegedly misleading credit reports, ruling that the five individuals suing the credit agencies failed to show how the reports harmed them.

The five suits stem from how the credit reporting agencies allegedly handled confirmed Chapter 13 bankruptcy plans for the plaintiffs, neglecting to reflect the consumers’ repayment plans in their credit reports.

However, the consumers don’t make any allegations regarding how the misrepresentations on the credit reports would affect their transactions, the Ninth Circuit majority found, and it’s “not...

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Case Title

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Case Number

Subscribers Only

Court

Appellate - 9th Circuit

Nature of Suit

3480 Consumer Credit

Date Filed

February 2, 2017


Case Title

Subscribers Only

Case Number

Subscribers Only

Court

Appellate - 9th Circuit

Nature of Suit

3480 Consumer Credit

Date Filed

May 15, 2017


Case Title

Subscribers Only

Case Number

Subscribers Only

Court

Appellate - 9th Circuit

Nature of Suit

3480 Consumer Credit

Date Filed

May 15, 2017


Case Title

Subscribers Only

Case Number

Subscribers Only

Court

Appellate - 9th Circuit

Nature of Suit

3480 Consumer Credit

Date Filed

May 15, 2017


Case Title

Subscribers Only

Case Number

Subscribers Only

Court

Appellate - 9th Circuit

Nature of Suit

3480 Consumer Credit

Date Filed

May 15, 2017

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