By Niles Illich ( May 1, 2019, 5:18 PM EDT) -- Texas's reluctance to embrace home equity loans is well-known; it was not until 1997 that Texas voted, through a ballot initiative, to amend the Texas Constitution to allow such loans.[1] But, when Texas voters approved home equity loans, they also imposed strict criteria for a lien to "attach" to a homestead, thereby giving its holder the right to foreclosure.[2]...
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