How Companies Might Benefit From CFPB's Uncertain Fate

Law360 (October 22, 2019, 3:42 PM EDT) -- On Oct. ­­18, the U.S. Supreme Court granted certiorari in Seila Law LLC v. CFPB,[1] which raises an important constitutional issue: whether Congress violated the separation of powers when it vested substantial executive authority in the single director — removable only for cause — heading the U.S. Consumer Financial Protection Bureau.

It is likely that this constitutional question will be answered by the end of the court’s term in July, but in the meantime the status of the CFPB and its authority to enforce federal consumer finance law remain uncertain.

Between now and the time Seila Law is decided, what should...

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