Coronavirus Is Not A Direct Physical Loss Triggering Event

By Michelle Bernard, Joseph Blyskal, Dennis Brown and Matthew Foy (April 6, 2020, 5:57 PM EDT) -- Is a cash register that is not being used damaged property? When you need to wash a table, a chair or a section of flooring with readily available cleaning products to make them safe and useable, are you repairing damaged property? Is a spilled cup of coffee waiting to be wiped up actual damage to the premises? If your customers stay home to help stop the spread of a virus, has there been a physical loss inside your shuttered store or restaurant?...

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