10th Circ. Says Insurer Needn't Cover Homeowners' Hail Loss

Law360 (July 13, 2020, 6:16 PM EDT) -- The Tenth Circuit said Monday that Country Financial Insurance Corp. correctly calculated a Colorado homeowner association's loss from a 2016 hailstorm as more than $1 million, upholding the lower court's ruling that the insurer owes nothing because the repair cost did not exceed the policy's deductible.

A three-judge panel ruled that a Colorado district court did not err in holding that Country Mutual is not liable for hailstorm damage to Canyon Springs at Soaring Eagles Townhome Owners Association Inc. The panel said Canyon Springs' claimed losses are "noncompensable" because its repair spending is much lower than the deductible set by the...

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