11th Circ. Revives Consumer's FCRA Suit Against Experian

Law360 (April 28, 2021, 10:02 PM EDT) -- The Eleventh Circuit decided on Wednesday that credit reporting giant Experian shouldn't have been granted an exit from a consumer suit alleging it didn't adequately look into disputed information on a Florida man's credit report after he complained that it falsely said he was delinquent on a mortgage.

In an opinion written by U.S. Circuit Judge Kevin C. Newsom, a three-judge panel vacated a summary judgment order favoring Experian, finding that it wasn't clear that the company took "reasonable" steps to investigate plaintiff Henry Losch's claims that it made a mistake on his credit report.

"We disagree that the measures that...

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