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Expert Analysis

A Primer For Lenders On NY's New Mortgage Disclosure Regs

By Scott Samlin ( October 14, 2025, 4:44 PM EDT) -- New York has adopted yet another new regulation requiring a significant new disclosure pamphlet for residential mortgage loans. The new law took effect on June 11, requiring banking organizations, licensed lenders and mortgage bankers to provide a disclosure pamphlet titled "What Mortgage Applicants Need to Know."...

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