Fantasy Football Insurance: Busted Coverage

Law360, New York (September 19, 2013, 6:27 PM EDT) -- Vince Lombardi once said, “Football is like life: it requires perseverance, self-denial, hard work, sacrifice, dedication and respect for authority.” He forgot “insurance.” Well, for your fantasy football team, anyway.

Almost 40 million Americans play fantasy sports each year, and that number continues to grow. To capitalize on this growth, at least two websites have popped up purporting to insure fantasy football teams. There’s nothing terribly surprising about industrious insurance companies ginning up new risks to underwrite and new products to sell. But on closer inspection, these contracts have more in common with the betting slips from a casino sports book...

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