Lab's Insurer Ducks Coverage For Suit Over Dead Horses

Law360, Los Angeles (May 13, 2016, 11:05 PM EDT) -- A Florida federal judge ruled Friday that Cincinnati Insurance Co. has no duty to defend pharmacy Franck's Lab Inc. and one of its employees in a state lawsuit over a nutrition supplement that killed 21 horses on the Venezuelan national polo team, which recently resulted in a $2.5 million jury verdict.

U.S. District Judge William Terrell Hodges said in a lengthy opinion that two policy exclusions apply in the case: a professional health care services exclusion and a "products completed operations hazard" exclusion.

The health care services exclusion deals with all bodily injury, property damage, or personal or advertising injury "arising...

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