Loss Accrued Vs. Occurred In Mass. Fire Insurance Policies

Law360, New York (November 2, 2015, 11:36 AM EST) -- The intermediate Massachusetts Appeals Court recently settled some uncertainty concerning when the two-year statute of limitations for losses under a standard fire insurance policy is triggered, concluding that the statute begins to run from the date that the loss occurs, not from the date that the loss reasonably should have been discovered. In reaching this conclusion, the Appeals Court appears to have limited the discovery rule in Massachusetts only to statutes of limitation referring to when the loss "accrued." By contrast, the statute of limitations in the Massachusetts standard fire insurance policy (Mass. Gen. Laws c. 175, § 99) is triggered when the loss "occurred."...

Law360 is on it, so you are, too.

A Law360 subscription puts you at the center of fast-moving legal issues, trends and developments so you can act with speed and confidence. Over 200 articles are published daily across more than 60 topics, industries, practice areas and jurisdictions.


A Law360 subscription includes features such as

  • Daily newsletters
  • Expert analysis
  • Mobile app
  • Advanced search
  • Judge information
  • Real-time alerts
  • 450K+ searchable archived articles

And more!

Experience Law360 today with a free 7-day trial.

Start Free Trial

Already a subscriber? Click here to login

Hello! I'm Law360's automated support bot.

How can I help you today?

For example, you can type:
  • I forgot my password
  • I took a free trial but didn't get a verification email
  • How do I sign up for a newsletter?
Ask a question!