Sports Bar Not Covered In Injury Suit Over Patron's Crash

By Daphne Zhang (October 7, 2020, 6:14 PM EDT) -- An Ohio federal judge freed Atlantic Casualty Insurance Co. from having to cover a sports bar in a suit over injuries suffered by customers when a man crashed his car into the bar after drinking there, ruling the underlying dispute involves an assault charge expressly excluded by the policy.

U.S. District Judge Michael R. Barrett said Tuesday that Atlantic is not obligated to defend or indemnify the bar in the underlying suit, granting the insurer's motion for summary judgment. Because the driver pled guilty to an assault charge over the crash, the policy's "assault and battery" exclusion clearly bars coverage, the...

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