9th Circ. FCRA Ruling Highlights Furnishers' Role In Disputes

By Sasha Leonhardt and Cierra Newman (May 19, 2022, 4:52 PM EDT) -- In recent years, consumers have raised a variety of arguments to dispute negative information on their consumer reports — in some instances, raising not only factual questions about the existence or amount of a debt, but also more complex questions about whether a debt is legally permitted under state law.

The Fair Credit Reporting Act requires furnishers of information to conduct an investigation of any dispute, but does that require a furnisher to sit in judgment of a consumer's legal claims as to the validity of the debt?

The U.S. Court of Appeals for the Ninth Circuit answered this question earlier...

Stay ahead of the curve

In the legal profession, information is the key to success. You have to know what’s happening with clients, competitors, practice areas, and industries. Law360 provides the intelligence you need to remain an expert and beat the competition.


  • Access to case data within articles (numbers, filings, courts, nature of suit, and more.)
  • Access to attached documents such as briefs, petitions, complaints, decisions, motions, etc.
  • Create custom alerts for specific article and case topics and so much more!

TRY LAW360 FREE FOR SEVEN DAYS

Hello! I'm Law360's automated support bot.

How can I help you today?

For example, you can type:
  • I forgot my password
  • I took a free trial but didn't get a verification email
  • How do I sign up for a newsletter?
Ask a question!