Homeowner Wins $1.3M Against Ameriprise In Bad Faith Case

Law360, New York (March 24, 2017, 9:34 PM EDT) -- A California state jury on Thursday awarded a homeowner more than $1.3 million in his dispute with an Ameriprise insurer over vandalism coverage, finding that the insurance company had failed to pay policy benefits and engaged in bad faith conduct.

The Los Angeles jury determined that Ameriprise unit IDS Property Casualty Insurance Co. had to pay more than $134,000 in withheld benefits to policyholder Steven Lopez, whose Torrance home was flooded after burglars broke in and turned on an upstairs bathtub.

The jury also awarded Lopez $200,000 in damages for "mental suffering, anxiety, humiliation and emotional distress," and tacked on $1 million in...

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