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Expert Analysis

3 Business Risk Exclusions Insureds May Misunderstand

By Adrian Azer and Brittany Parks (January 3, 2020, 4:11 PM EST) -- Policyholders are more frequently facing denials of coverage for claims where the insurers rely upon one of the business risk exclusions, i.e., exclusions that purportedly preclude coverage for an insured's product or work, or from damage to property caused by the insured's product or work. Oftentimes these exclusions are described as complex and confusing and, to make matters worse, are regularly invoked by insurers as absolute bars to coverage, where they are not....

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