Law360, New York (November 9, 2016, 12:39 PM EST) -- The financial services industry has long been on the forefront of technological advances in commerce. In the 1950s, Bank of America commissioned a consortium of Stanford scientists to develop one of the first commercial applications of the then-newly emerging field of “electronic brains” (aka “computers”). This effort resulted in Electronic Recording Machine, Accounting, (ERMA), an automated system used for counting checks. Among other notable advances, this led to numerical bank account numbers (the old alphabetical by-name lists to which new customers were added had to be reshuffled with every new name), and magnetic ink character recognition, the readily recognizable ‘computeristic’ font...
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