Financial Services Regulation For Fintech Companies: Part 1
Law360 (June 17, 2019, 4:41 PM EDT) -- The past 40 years have seen the popularization of personal computers, the emergence of the internet, and now blockchain, artificial intelligence and big data. Technology-driven innovation has followed, bringing new entrants and business models — and often widespread disruption — to one industry after another.
But change has not been universal, with some sectors seeing relatively little displacement of their traditional players. Financial services — which continue to be dominated in the United States by banks, broker-dealers, insurance companies, fund firms and investment advisers — is an example.
This is in part because financial services enjoy a “regulatory moat.” Firms in...
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