Ill. Farm Secures Insurer's Defense Of Golf Cart Accident Suit

By Shane Dilworth (June 28, 2021, 9:09 PM EDT) -- A Seventh Circuit panel on Monday said a horse farm's insurer must defend it in a suit brought by a man who claims he was injured when he was run over by a golf cart driven by an employee at an off-premises riding center, finding that the policy covers both the farm's property and its business activities.

The federal appeals court panel concluded in its published ruling that American Bankers Insurance Co. of Florida did not issue a farm-owner policy to Kane County, Illinois-based St. Charles Farms that only covered its property, in the way that a homeowner's policy would. Instead,...

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