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Expert Analysis

How States May Regulate Income Share Agreements

By Alissa Gardenswartz and Nichole Burnett (July 24, 2019, 11:30 AM EDT) -- A new form of educational financing has been gaining traction in the wake of increasingly alarming reports about the amount of student debt — over $1.5 trillion in the U.S., second only to mortgage debt, and higher than credit card and auto loan debt combined. Income share agreements, or ISAs, are privately funded arrangements whereby a student agrees to pay a percentage of his or her post-graduate gross income for a fixed number of years in exchange for the school covering educational costs....

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