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Expert Analysis

2026 State AI Bills That Could Expand Liability, Insurance Risk

By Ken Ryan, Gabby Vance and Thomas Boley ( January 13, 2026, 2:16 PM EST) -- In a December article, we examined trends in enacted legislation regarding artificial intelligence, focusing on 2025 laws that created new private rights of action for alleged AI-related damages. In this article, we highlight trends for 2026 based on legislation that has been introduced but not yet enacted. These proposed laws provide insight into evolving and potentially new avenues for liability. Underwriters and claims professionals should stay informed of these developing trends and competing priorities....

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